Home > Releases > Reports of Condition and Income for All Insured U.S. Commercial Banks > Net Interest Margin for U.S. Banks with average assets under $1B (DISCONTINUED)
Observation:
Q3 2020: 3.70 (+ more) Updated: Dec 10, 2020 2:30 PM CSTQ3 2020: | 3.70 | |
Q2 2020: | 3.82 | |
Q1 2020: | 3.81 | |
Q4 2019: | 3.94 | |
Q3 2019: | 3.97 |
Units:
Percent,Frequency:
Quarterly,Data in this graph are copyrighted. Please review the copyright information in the series notes before sharing.
Title | Release Dates | |
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Net Interest Margin for U.S. Banks with average assets under $1B | 2002-06-14 | 2020-12-08 |
Net Interest Margin for U.S. Banks with average assets under $1B (DISCONTINUED) | 2020-12-09 | 2020-12-09 |
Source | ||
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Federal Financial Institutions Examination Council (US) | 2002-06-14 | 2020-12-08 |
Federal Reserve Bank of St. Louis | 2020-08-17 | 2020-12-08 |
Federal Financial Institutions Examination Council (US) | 2020-12-09 | 2020-12-09 |
Federal Reserve Bank of St. Louis | 2020-12-09 | 2020-12-09 |
Release | ||
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Reports of Condition and Income for All Insured U.S. Commercial Banks | 2002-06-14 | 2020-12-09 |
Units | ||
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Percent | 2002-06-14 | 2020-12-09 |
Frequency | ||
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Quarterly, End of Period | 2002-06-14 | 2020-12-09 |
Seasonal Adjustment | ||
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Not Seasonally Adjusted | 2002-06-14 | 2020-12-09 |
Notes | ||
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The Federal Reserve Bank of St. Louis calculates this annualized series as the ratio of Tax-Adjusted Income to Average Earning Assets using raw data as collected by the FFIEC. The source provides this data at https://cdr.ffiec.gov/public/. Tax-adjusted income is the sum of Net Interest Income (call item RIAD4074) and annualized Income/Loss before Income Taxes and Extraordinary Items and Other Adjustments (call item RIAD4301), which is multiplied by the corresponding tax rate based on the annual income level. Currently, Average Earning Assets is computed as the sum of Interest-Bearing Balances (call item RCFD0071); Total Loans and Leases, Net of Unearned Income (call item RCFD2122); Total Trading Assets (call item RCFD3545); Total Held-to-Maturity Securities (call item RCFD1754); Total Amortized Cost of Available-For-Sale Securities (call item RCFD1772); Federal Funds Sold (call item RCONB987); Securities Purchased Under Agreement to Resell (call item RCFDB989). The Federal Reserve Bank of St. Louis includes the sum of Federal Funds Sold (call item RCONB987) and Securities Purchased Under Agreement to Resell (call item RCFDB989) in lieu of call item RCFD1350 (Federal Funds Sold and Securities Purchased Under Agreements to Resell in Domestic Offices of the Bank and of Its Edge and Agreement Subsidiaries, and in International Banking Facilities(IBFs)) beginning in the first quarter of 2002. Before 1993 the Average Earning Assets was the sum of Interest-Bearing Balances (call item RCFD0071); Federal Funds Sold and Securities Purchased Under Agreements to Resell in Domestic Offices of the Bank and of Its Edge and Agreement Subsidiaries, and in International Banking Facilities(IBFs) (call item RCFD1350); Total Investment Securities at Book Value (call item RCFD0390); Total Loans and Leases, Net of Unearned Income (call item RCFD2122); Total Assets Held in Trading Accounts (call item RCFD2146). The asset classes are determined by using Quarterly Average of Total Assets call item RCFD3368 less than $1B. Users are advised to use the Federal Reserve Board of Governors' data dictionary (https://www.federalreserve.gov/apps/mdrm/data-dictionary) to retrieve detailed information for specific call items." |
2002-06-14 | 2020-12-08 |
This series is discontinued and will no longer be updated. Additional consolidated data is available on the FDIC's Bank Data and Statistics (https://www.fdic.gov/bank/statistical/). The Federal Reserve Bank of St. Louis calculates this annualized series as the ratio of Tax-Adjusted Income to Average Earning Assets using raw data as collected by the FFIEC. The source provides this data at https://cdr.ffiec.gov/public/. Tax-adjusted income is the sum of Net Interest Income (call item RIAD4074) and annualized Income/Loss before Income Taxes and Extraordinary Items and Other Adjustments (call item RIAD4301), which is multiplied by the corresponding tax rate based on the annual income level. Currently, Average Earning Assets is computed as the sum of Interest-Bearing Balances (call item RCFD0071); Total Loans and Leases, Net of Unearned Income (call item RCFD2122); Total Trading Assets (call item RCFD3545); Total Held-to-Maturity Securities (call item RCFD1754); Total Amortized Cost of Available-For-Sale Securities (call item RCFD1772); Federal Funds Sold (call item RCONB987); Securities Purchased Under Agreement to Resell (call item RCFDB989). The Federal Reserve Bank of St. Louis includes the sum of Federal Funds Sold (call item RCONB987) and Securities Purchased Under Agreement to Resell (call item RCFDB989) in lieu of call item RCFD1350 (Federal Funds Sold and Securities Purchased Under Agreements to Resell in Domestic Offices of the Bank and of Its Edge and Agreement Subsidiaries, and in International Banking Facilities(IBFs)) beginning in the first quarter of 2002. Before 1993 the Average Earning Assets was the sum of Interest-Bearing Balances (call item RCFD0071); Federal Funds Sold and Securities Purchased Under Agreements to Resell in Domestic Offices of the Bank and of Its Edge and Agreement Subsidiaries, and in International Banking Facilities(IBFs) (call item RCFD1350); Total Investment Securities at Book Value (call item RCFD0390); Total Loans and Leases, Net of Unearned Income (call item RCFD2122); Total Assets Held in Trading Accounts (call item RCFD2146). The asset classes are determined by using Quarterly Average of Total Assets call item RCFD3368 less than $1B. Users are advised to use the Federal Reserve Board of Governors' data dictionary (https://www.federalreserve.gov/apps/mdrm/data-dictionary) to retrieve detailed information for specific call items. |
2020-12-09 | 2020-12-09 |